Compliance, AML & Sanctions Teams

The parties and the flows. The jurisdictions touched and the rules in force today. The position you are minded to take, and the audit or examination that will read it back to you.

• ·OFAC — US sanctions programs, designations and licensing guidance
• ·FinCEN — AML obligations, advisories and reporting rules
• ·BIS — US export controls and restricted-party lists
• ·SEC — issuer filings and disclosure on parties and exposure
• ·DOJ — enforcement policy and resolution precedent
• ·Federal Register · eCFR — US regulatory text as currently in force
• ·EUR-Lex — EU sanctions and AML legislation for multi-jurisdiction exposure

Every claim carries a provenance tag. [SOURCED] means traced to a verified reference. [INFERRED] means analytical inference — flagged automatically. Claims that cannot be traced are labelled as inference, never presented as fact.

• The Architect maps the structure — parties, flows, jurisdictions, and which rule actually bites at each step.
• The Strategist reads the enforcement direction and where the designations and controls are moving next.
• The Engineer works the ownership chains, the thresholds and the screening logic behind the exposure.
• The Counsel surfaces the liability, the current regulatory text, and what internal audit or the examiner would question first.
• The Contrarian sole mandate: argue this position fails on examination, and name the fact that breaks it.

Five complete analyses. Five distinct angles. Not five versions of the same answer. Then they challenge each other, anonymously. Then they converge — and when one perspective refuses to, that dissent is preserved rather than averaged away.

Output:GO / PIVOT / NO GO / INSUFFICIENT BASIS · Confidence score · Decision matrix · Minority Report · Testable predictions.

Questions Pilot5.ai helps with

• Are we reading the rule as it stands today, or as it stood when we wrote the policy?
• Who are the parties really, once you follow the ownership and the flow of funds?
• Does this exposure survive if a second jurisdiction looks at the same facts?
• What would the examiner challenge first in how we documented this call?
• What is the strongest argument that we should not clear this, and how do we answer it?

Common questions

Is alert and investigation data confidential?

Investigation content is never used to train any AI model. A pseudonymization layer replaces subject and entity identifiers with reversible tokens before anything reaches a model, and restores them only in your result — automated detection reduces what reaches a provider, though it cannot guarantee elimination. Each deliberation leaves a timestamped record you can retrieve by ID, which matters when a decision has to be reconstructed later. Retention periods and Zero Data Retention mode are set out in our Privacy Policy.

Does it replace the analyst, or our screening system?

No. Screening tells you a name matched; this argues what the match means and what would have to be true for the benign reading to hold. Pilot5.ai does not provide legal or regulatory advice, and the filing decision remains the institution's.

What does it cost to run on a case?

The estimate is shown before the deliberation runs, reserved at launch, settled on completion, with any excess refunded. Current rates are on the pricing page.